If you want to save money this year then you should stick to some tips given by economic experts. The tips are quite simple and have a good effect on you and your future financial situation. With their help, you will be closer to achieving your long-desired wishes and goals.
Reduce with alcohol
Alcohol is a social problem in Croatia and according to research it is proving that we are at the top of the European scale with a whopping 12.8 liters of alcohol per head. Although we live in an accelerated world today and alcohol is often an effective solution because it reduces stress, it is important to know that it is a luxury. Since alcohol is a major problem for Croats, the logical solution is to increase the tax rate. Alcohol, therefore, is an extremely expensive product that, if only controlled, would greatly save money.
Many wrestlers believe that coffee is not just a hot drink. To many, it is a tradition, a ritual, or simply an irresistible pleasure. Everyone will find the time and money just to treat themselves to a cup of coffee daily, so it’s no surprise that about 5 kg of coffee per head is consumed per year in Croatia. Although coffee is also a luxury, it is unlikely that some will give it up in order to save money, but just controlling the consumption of this perfect beverage will save you a lot of money.
If you are one of the people who likes to drink coffee in a cafe bar because simply no coffee is so good, then the most cost-effective solution for you is to buy a home-made coffee maker and this is the most money-saving investment
Exercise is free!
Winter this year has been quite strong and is often an excuse for throwing a kilo of excess. As winter nears its end, and more importantly, as summer and vacation approaches, many are thinking more and more about how to shed weight and shape their body, and gym owners and various personal trainers are shaking hands with pleasure.
First of all, you need to know that exercise is actually free, you just have to have the willpower. Instead of investing in a gym, various weight loss and bodybuilding equipment, invest in quality running shoes and start running, hiking or hiking. If you are afraid that you are not exactly a character and many are not, market a friend and book specific days and hours of the week for this physical activity. This way you will save a lot of money while still ready to welcome summer and vacation.
Watch out for the downsides
Many often run into it and sometimes do not control their spending, which causes them to slip into credit cards. Such things sometimes happen to everyone, but there are those who count on it. Reduce the downsides to credit cards because you may not be aware of how much interest you pay, and try to reduce the number of your cards. This will save you a lot of money.
Pay bills on time to avoid additional charges
Unpaid bills often result in foreclosures and fees to law firms. All this would be tolerable if sums did not go up to heaven. Account lockouts are one of the side effects of late payment. There can be many reasons for this. Low salaries, layoffs, unplanned expenses, and the like, are situations that can make you skip paying monthly overhead, which you may later forget. What if you found yourself in that situation?
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